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Real Estate Licensing Virginia Real Estate Salesperson Exam Sample Questions (Q96-Q101):

NEW QUESTION # 96
An appraiser will most likely follow all of these steps in their appraisal, EXCEPT:

A. setting a listing price for the property
B. gathering and recording data
C. estimating the land value
D. reconciling the value estimates

Answer: A

Explanation:
An appraiser's role is to provide an independent, unbiased opinion of value, not to engage in brokerage activities.
Steps appraisers follow:
Gathering and recording data (property details, comps, market conditions) Estimating land value (separate from improvements) Reconciling value estimates (from cost, income, and sales comparison approaches) They do not set listing prices, which is the job of a real estate agent or seller.
Reference (Virginia Real Estate):
Uniform Standards of Professional Appraisal Practice (USPAP)
Virginia Real Estate Principles - Appraisal section
A490-02REGS.pdf - Appraiser's role in real estate transactions

NEW QUESTION # 97
Alana is renting a three-bedroom home for one year. Alana is the:

A. tenant or lessee
B. holdover tenant
C. tenant or lessor
D. optionor

Answer: A

Explanation:
Tenant/lessee = person renting property under a lease.
Alana rents the home for one year → she is the tenant/lessee.
Other options:
(B) Holdover tenant - stays after lease expires.
(C) Optionor - person giving an option contract, not a renter.
(D) Lessor - landlord/owner, not tenant.
Reference:
Virginia Residential Landlord and Tenant Act (VRLTA), Code of Virginia §55.1-1200 Real Estate Principles - Leasehold Estates

NEW QUESTION # 98
Which of these ownership concepts gives each co-owner the right to possession of the whole property?

A. undivided interest
B. sole proprietorship
C. equitable interest
D. unity of time

Answer: A

Explanation:
In co-ownership, the principle of undivided interest means each co-owner has:
The right to possess and use the entire property, not just a physical portion.
Equal rights of possession regardless of ownership percentage.
Other options:
Sole proprietorship (A): Single owner, not co-ownership.
Unity of time (C): A required element of joint tenancy but not the concept granting rights to the whole property.
Equitable interest (D): Refers to the rights of a buyer under contract before receiving legal title.
Thus, the correct answer is undivided interest.
Reference:
Virginia Real Estate Principles & Practices (Ownership Section)
Code of Virginia §55.1 (Property & Conveyances)

NEW QUESTION # 99
Your client is buying a home. At closing, they pull you aside and whisper that the documents they're being asked to sign don't match the Closing Disclosure - suddenly, there are thousands of dollars of new fees. Is this a red flag for predatory lending? Why or why not?

A. No. As long as the title company has no objections, it doesn't matter if the Closina Disclosure and the real closina documents match.
B. Yes. The fees should match what was on the Closing Disclosure. Otherwise, that's a major red flag.
C. No. It's normal for lenders to have significant last-minute changes to their fees.
D. Yes. No client should be paying fees at closing. Those should always be pre-paid to the lender at least three days in advance.

Answer: B

Explanation:
Under the TRID Rule (TILA-RESPA Integrated Disclosure), lenders must provide borrowers with a Closing Disclosure (CD) at least 3 business days before closing.
The numbers on the CD and closing documents must match (with very limited tolerance ranges).
Significant last-minute fee increases are a red flag for predatory lending or RESPA/TILA violations.
The client should not sign until discrepancies are resolved.
Reference (Virginia Real Estate & Federal Law):
TRID (12 CFR 1026.19(f))
Virginia Real Estate Principles - Financing and Settlement section
A490-02REGS.pdf - Loan closing requirements

NEW QUESTION # 100
The EGI of a building is $300,000. The operating costs are $30,000.
What is the NOI of the building?

A. $264,000
B. $215,000
C. $270,000
D. $332,000

Answer: C

Explanation:

Other options are miscalculations.
Reference (Virginia Real Estate):
Appraisal & Finance curriculum
USPAP standards - income approach
A490-02REGS.pdf - Real Estate Math section

NEW QUESTION # 101
......

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